7 Best Mortgage Lenders of September 2023

Written by Rickey, Techchilli September 23, 2023

Getting quotes from at least 3 lenders is an effective way to evaluate APR, fees, experience and financing turnaround time.

Better

MIN. CREDIT SCORE     620 MIN. DOWN PAYMENT  3% Best For: No lender fees and 100% online application

1

Axos Bank Mortgage

MIN. CREDIT SCORE     500-620 MIN. DOWN PAYMENT  3% Best For: Diverse loan products and cash back rewards

2

Rocket Mortgage

MIN. CREDIT SCORE     580-620 MIN. DOWN PAYMENT  3.5% Best For: Top customer service and streamlined online app.

3

New American Funding

MIN. CREDIT SCORE     580-620 MIN. DOWN PAYMENT  3.5% Best For: Diverse Loan Types and Terms

4

Guaranteed Rate Mortgage

MIN. CREDIT SCORE     550-680 MIN. DOWN PAYMENT  3% Best For: Digital experience & down payment assistance

5

loanDepot

MIN. CREDIT SCORE     580-620 MIN. DOWN PAYMENT  0-3.5% Best For: Refinancing and FHA/VA options

6

Veterans United

MIN. CREDIT SCORE     620 MIN. DOWN PAYMENT  0-5% Best For: VA loans

7

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